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Loan Programs

At Heartland Home Loans we offer a full line of conventional home loan programs to fit all situations. Your Senior Loan Specialist will take you through a pre-consultation session to accurately assess your needs and plans for the future. Based on your needs, your Loan Specialist will customize several money-saving alternatives and clearly explain all of the financial and or tax benefits each program has to offer.


  • Fixed Rate Loans
  • Adjustable Rate Loans
  • Sub-Prime, Non- Prime (Credit Challenged Programs)
  • Zero Down Loans (with up to Six Percent closing costs paid!)
  • Interest-only LIBOR Loans
  • Balloon Loans
  • First-Time Homebuyer Loans (Zero Down & 3% Down)
  • No Documentation Loans
  • Home Equity Loans and Lines of Credit
  • Cash-Out Refinancing
  • Debt Consolidation Loans
  • New Construction Loans
  • Remodeling Loans
  • Lot Loans
  • Bridge Loans
  • Commercial Loans




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