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| Loan
Programs
At
Heartland
Home
Loans
we
offer
a
full
line
of
conventional
home
loan
programs
to
fit
all
situations.
Your
Senior
Loan
Specialist
will
take
you
through
a
pre-consultation
session
to
accurately
assess
your
needs
and
plans
for
the
future.
Based
on
your
needs,
your
Loan
Specialist
will
customize
several
money-saving
alternatives
and
clearly
explain
all
of
the
financial
and
or
tax
benefits
each
program
has
to
offer.
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- Fixed
Rate
Loans
- Adjustable
Rate
Loans
- Sub-Prime,
Non-
Prime (Credit
Challenged
Programs)
- Zero
Down
Loans
(with
up
to
Six
Percent
closing
costs
paid!)
- Interest-only
LIBOR
Loans
- Balloon
Loans
- First-Time
Homebuyer
Loans (Zero
Down & 3%
Down)
- No
Documentation
Loans
- Home
Equity
Loans
and
Lines
of
Credit
- Cash-Out
Refinancing
- Debt
Consolidation
Loans
- New
Construction
Loans
- Remodeling
Loans
- Lot
Loans
- Bridge
Loans
- Commercial
Loans
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